Fire, water damage, theft, natural disasters… a tour of the protections you should not overlook.
Home insurance, known as « fire » insurance, covers far more than fire: water damage, storm, hail, glass breakage and liability towards third parties are part of the core guarantees.
The natural-disaster guarantee (floods, earthquakes) is included in Belgian fire contracts — crucial given the frequency of extreme weather. Always check the limits and deductibles.
Remember to insure contents correctly: furniture, appliances, IT equipment. An estimate that is too low leads to under-insurance and reduced compensation after a claim.
Owner or tenant, our AI identifies the guarantees that truly matter for your situation and compares the market for you. Request your free quote and protect your home at the right price.